Mastercard is a staple payment processor in Canadian online casinos. This banking solution is associated with reliability, wide acceptance, and robust security worldwide. Our team sifts through dozens of brands accepting the payment method to determine the best Mastercard casinos and the benefits of real money betting with this premier bank card.
Canadian Casinos That Accept Mastercard
18+|New Players Only|C$15 Minimum Deposit|40x Wagering|C$750 Max First Deposit Bonus
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Using Mastercard for Online Gambling
Mastercard, stylised as a double-circle logo, is a multinational payment card service corporation that operates a global financial network. Headquartered in New York, USA, Mastercard offers various payment transaction services using credit, debit, and prepaid cards. It acts as an intermediary between merchants and financial institutions, authorizing, clearing, and settling payments.
Mastercard’s scalability is a key part of its popularity. It can handle diverse payment types, between businesses and individuals, in over 210 countries and currencies, including CAD. In Canada, over 75% of the population uses credit cards, followed by debit cards at 10%. Mastercard is a frontrunner alongside Visa in providing these plastic tokens. The payment processor prioritizes security with anti-fraud systems and can handle high transaction volumes.
Reasons to Use Mastercard for Online Casino Games
Using Mastercard online casinos comes with multiple upsides to your gambling experience and financial efficiency. Here are some highlights that underscore the benefits of this payment processor:
- Widespread acceptance. Mastercard is one of the most recognized payment networks. So you’ll be hard-pressed to find a Canadian online casino that doesn’t accept the international card network.
- Speed and Convenience. Transactions are speedy and completed on the Mastercard casino site/app without redirects to other platforms. The experience is low friction, which increases the efficiency of deposits and withdrawals.
- Security Features. Mastercard applies multiple measures to maintain transaction safety on its network, including advanced SSL/TLS encryption, multifactor authentication, biometric support, and tokenization. Therefore, financial fraud is low even if online casino security measures fail.
- Flexible Payment Options. Mastercard offers various payment solutions, including credit, debit, and prepaid cards, to accommodate your preferences.
- High Transaction Limits. The payment processor is ideal for high rollers looking to scale loyalty schemes to unlock higher transaction caps. It is also suitable for the regular Joe and often supports deposits of up to $6,000 per transaction. Online casino Mastercard withdrawal limits vary depending on the gambling site.
Top Casinos That Accept Mastercard 2024
Mind that the famous double-circle logo on a gambling site is not an automatic seal of reliability. Research on casinos is essential to find respected and trustworthy operators. We take the time to meticulously review and test dozens of available options to find the top Mastercard online casinos where you can enjoy safe and exciting gameplay. Check out our top recommendations:
Casinos | Welcome Bonus | Min – Max Deposit | Min – Max Withdrawal | Average Payout Time |
Wonaco | 100% match up to $750 + 200 free spins | $10 – $2,000 | $55 – $5,250 | 3 – 5 business days |
JackpotCity | Up to $1,600 for the first four deposits + 10 free spins | $5 – $3,000 | $10 – $10,000 | 1 – 3 business days |
Casino Friday | Triple deposit bonus up to $1,000 | $10 – $2,500 | $20 – $4,000 | 1 – 5 business days |
20Bet | Double deposit bonus of up to $230 + 170 free spins | $15 – $2,200 | $10 – $6,000 | Up to 7 business days |
22Bet | 100% match up to $450 | $10 – $2,200 | $10 – $1,500 | Up to 7 business days |
Captain Cooks | 100 free spins + up to $475 in match bonuses | $10 – $3,000 | $50 – $1,500 | Up to 3 business days |
Dolly | Triple deposit bonus up to $1,500 | $20 – $4,000 | – | Up to 3 business days |
Casinos Accepting Mastercard
We found several sites that significantly meet our standards using the criteria above. With no time to waste and plenty of games to play, here are the best Mastercard casinos available:
Jackpot City
A fan favourite for more than two decades, JackpotCity showcases resilient adaptability to meet ever-evolving player needs. With a game collection of 950+ games, the Mastercard Casino Canada has something for almost every player’s taste. First-time depositors receive a four-part bonus of up to $1,600 + 10 daily spins with the potential of a million-dollar jackpot.
JackpotCity accepts Mastercard deposits from as low as $5. It also supports withdrawals from $10 – $10,000. Deposits are processed instantly, while cashouts last 3 – 5 business days.
Wonaco
Wonaco is one of the latest additions to online Mastercard casinos, but its lack of longevity does not dampen its enticement. Offering a vast range of 5,000+ slots, table games, live dealers, and a sportsbook section, Wonaco is one of the most dynamic brands we’ve come across. The welcome offer is also decent, awarding a 100% match offer up to $750 + 200 free spins. Using Mastercard to claim this offer, you can deposit $20 – $2,000. But it cannot be used for the payout, though. You can switch to Interac, Mifinity, Bitcoin or other options.
Casino Friday
Friday is the definition of a peak modern Mastercard withdrawal casino for its streamlined, user-oriented elements. The slick presentation is complemented by 2,000+ games and up to $1,000 in the welcome package. Mastercard deposits of $15 or more trigger this bonus and the subsequent reload packages. The minimum cap rises to $20 for withdrawals; the maximum is $4,000, and they take 1 – 5 days.
Dolly Casino
Dolly stands out from its peers with a strong suit of over 4,000 games laid out on a luxurious and efficient interface on PC and mobile. New players are charmed with a rewarding welcome package of up to $1,500 for the initial three deposits. The minimum deposit to trigger for each match promotion is $30, which can be made using Mastercard.
Ordinarily, the payment processor supports cash-ins from $20 – $4,000. While this Mastercard withdrawal casino process is also allowed and takes up to three business days, transaction limits are not specified.
20Bet Casino
Nothing underscores 20bet’s inclusion on this list more than its extensive collection of over 5,000 games, from online slots and table games to live dealers and arcade games. Downloadable on Android and iOS, 20Bet ushers in new players with match bonuses of up to $230 and 170 free spins for the first two deposits.
Mastercard is available to deposit and claim this and other bonuses. It can also withdraw accrued winnings of up to $6,000 daily. 20Bet casino Mastercard withdrawals take longer than usual, lasting up to 7 days.
How We Find the Best Mastercard Casino Sites
By investing in our brand reliability, we only pass along the benefit of crème de la crème casinos that maintain reputable standards and resilient safety measures amid the complexities of online gambling. Here is a quick overview of our approach to selecting the best Mastercard casino.
Security and License
Good Bonuses
Mastercard Deposits and Payouts
Game Selection
Mobile Gameplay
How to Get a Mastercard in Canada
To start playing at Mastercard casino online, you obviously need a said card. You must apply directly with a financial institution to get a Mastercard in Canada. Here is a guide on how to go about it:
- Launch Mastercard online tool to choose the ideal card for you.
- Alternatively, research the best Canadian bank that issues the cards.
- You can apply online or visit a land-based branch to get the card.
Canadian law requires you to be at least 18 to be eligible for a Mastercard credit card; some provinces, like Ontario, may require you to be 19. You must also have an active bank account. The same age restrictions apply to Mastercard online casinos.
Lucas DunnCasino expert
Canadian Banks that Issue Mastercard
There are about 16 banks that can issue you a physical or virtual debit, credit, or prepaid card. Among these banks are BMO Bank of Montreal, CIBC, RBC (Royal Bank of Canada), Scotiabank, Toronto-Dominion Bank, National Bank of Canada, Desjardins, Capital One, ATB Financial, Canadian Tire Bank, MBNA, Brim Financial, Rogers Bank, Servus Credit Union, Tangerine, and Walmart Canada Bank.
Note that the application process and approval may take up to 7 business days. And add 7-14 business days on top of it that may be required for delivery of the card. So, if you want to start playing at Mastercard casinos Canada now, you better apply for a virtual card.
Lucas DunnCasino expert
Different Types of Mastercard
This payment processor offers different payment cards to facilitate transactions. Not all Mastercard casinos accept all of these cards. So, check it before your registration. These cards can be grouped into four depending on how they function:
Credit
Mastercard credit cards provide spending power by borrowing money from a line of credit. These funds are then owed to the card-issuing bank and must be repaid with interest. There is usually a limit to how much you can charge on a credit card, and there are three types:
- Standard: Facilitates everyday purchases with low limits
- World: Offers more flexibility to explore higher spending limits and accessibility than the Standard option.
- World Elite: Offers the most outstanding purchasing power of all credit cards, with top-of-the-line benefits.
Debit
Mastercard debit cards are linked to your bank checking or credit union accounts. When you spend money, such as depositing into a casino, funds are deducted directly from your account without borrowing. Debit cards are the most recommended to use in online gambling since they block access to more credit than you can afford to lose. On the downside, they do not help build credit and are inaccessible if you do not have a traditional banking account.
Prepaid
Mastercard prepaid cards require you to load money onto the card before using it. They don’t need to be linked to a checking account, making them the best option if you don’t have a traditional bank account or qualify for a credit card. They can also be used to set strict spending limits. It is rarely accepted for deposits at Mastercard casinos.
Mastercard Gift Cards
Mastercard gift cards resemble prepaid cards because they are loaded with cash and aren’t linked to a bank account. The cards come in different denominations, from $10 to $500, and can be acquired as a physical card or eGift. You’ll need to use the online Mastercard tool or dial the toll-free number on the back of the gift card to activate it. Note that not all casinos accepting Mastercard allow payments with gift cards.
Mastercard Casino Deposits
While each online casino offers a unique experience, depositing with Mastercard usually follows familiar steps. If you already have the card, here is how to go about the process:
- Select a casino suited to your gambling needs and create an account.
- Once logged in, launch the cashier section and choose to deposit.
- Select Mastercard as the payment processor to use.
- Enter the amount to cash in, paying attention to the set deposit limits.
- Provide any requested personal information, such as the card number and CVV.
- Wait for the transaction to be completed, which usually takes 0 – 24 hours.
Mastercard is highly recommended for deposits because of its simplicity and convenience. The entire process is completed on the casino page without being redirected to a third-party platform.
Lucas DunnCasino expert
Mastercard Casino Withdrawals Process
The online casino Mastercard withdrawal process is hardly complicated, just like deposits. All you need to do is:
- Log into your casino account.
- Open the cashier section and choose to withdraw using Mastercard.
- Most casinos save banking information, which you can autofill.
- If not, enter any requested information along with the amount to withdraw.
All withdrawals undergo internal processing, usually between 12 – 48 hours. This process can take longer if KYC verification is conducted.
Mastercard Security and Data Protection
Mastercard has several approaches to maintaining high safety standards across its global network. You can be sure about safety when using it for Mastercard casino withdrawal and deposits. Here’s an overview of the resilient security strategy of the financial ecosystem:
- Advanced Data Encryption: Mastercard uses cutting-edge encryption technologies, including SSL/TLS protocols that minimize data exposure at various risk points.
- Multifactor Authentication: It takes two-factor authentication beyond SMS-based codes. It employs software and hardware-based authenticators, like biometric sensors and security tokens, to protect users against hacking attempts.
- Anti-fraud Adaptability: Mastercard complies with international AML and KYC policies that dictate how they can be used in online casinos. In Canada, users must send proof of ownership by sending a photo of the card’s front and back.
Mastercard Casinos Transaction Speed
Mastercard deposits in online casinos are typically processed instantly. Sometimes, they can take up to 24 hours, after which you’re often advised to contact the necessary customer support. Once the casino online Mastercard withdrawal is approved, the transaction is processed within 1 – 7 business days, depending on the casino.
Mastercard Transaction Costs and Charges
Mastercard is technically free, but some negligible fees apply on the casino’s end for transacting using a credit card. The percentage fee can be standard on all credit cards, or an extra fee can be applied to specific types. A maximum limit applies to the charge, usually in the 16% ballpark. This information is often covered in the casino T&Cs.
Mastercard Customer Support
You can contact the card-issuing financial institution if you need help with your specific card. Mastercard can connect you to your bank, or you can get their contact information from the back of your physical card. The info is also usually added to your billing statement.
If your question is for Mastercard only, you can contact the Mastercard Assistant Center using a toll-free Canadian phone number at 1-800-627-8372 or collect at 1-636-722-7111. You can also seek answers from the financial network’s FAQ section, which answers everything from getting a card to currency conversion.
Rules for Using Mastercard to Gamble Online
Access to Mastercard online casinos requires more than having the plastic token in your wallet. Here are the limitations associated with using this payment method:
- You must transact within the limits set by Mastercard and your chosen casino.
- You can only use a Mastercard under the same name you provided during account registration.
- Be prepared to prove ownership of the card as part of a standard process to abide by the payment processor’s high-security protocols and government laws protecting the public against fraud.
- Some casinos do not support Mastercard withdrawals. Therefore, you must use an alternative payment processor for the transactions.
Pros and Cons of Playing at Mastercard Casinos
Pros | Cons |
Transactions are protected using advanced security systems and fraud detection protocols. | Withdrawals from MasterCard casinos may take longer than e-wallets and crypto-wallets. |
High transaction volumes allow Mastercard to deposit and withdraw large amounts. | Some casinos do not support withdrawals. |
No third-party platforms are necessary to complete transactions. | There can be attached fees for using credit cards. |
Responsible Gambling in Mastercard Casinos
Mastercard’s ease of accessibility is a double-edged sword. The convenience of pulling out your card and depositing in a casino in minutes is a positive. Still, it comes with the risk of getting carried away if responsible gambling measures are not applied. We recommend wagering what you can afford and taking regular breaks from the activity.
We carefully consider responsible gambling measures to determine the best Mastercard casinos in Canada. Our recommended operators feature tools like reality checks, spending limits, time limits, self-exclusion settings, and useful links that help with gambling addiction.
Alternatives to Mastercard Real Money Casinos
Mastercard is one of several standout payment solutions available in online casinos. If Mastercard is not an option for you, we have identified some alternatives that offer distinct advantages.
Mastercard vs Visa
Mastercard’s chief competitor, Visa, matches its global reach and extensive benefits, including security, efficiency, and scalability. It offers credit, debit, prepaid, and gift card options with additional features for casino operators. Visa also can support large transactions, making it suitable for high rollers.
Feature | Mastercard | Visa |
Merchant Acceptance | 99% of Canadian merchants | 99% of Canadian merchants |
Foreign Transaction Fee | ~2.5% (set by bank) | ~2.5% (set by bank) |
Contactless Payment Limit | Up to $250 | Up to $250 |
Mobile Wallet Support | Apple Pay, Google Pay, Samsung Pay | Apple Pay, Google Pay, Samsung Pay |
Purchase Protection | Up to 90 days (varies by card) | Up to 90 days (varies by card) |
Extended Warranty | Up to 1 year extra (varies by card) | Up to 1 year extra (varies by card) |
Zero Liability Protection | Yes | Yes |
Emergency Card Replacement | Yes, worldwide | Yes, worldwide |
Fraud Detection | Real-time monitoring | Real-time monitoring |
Basic Travel Insurance | Available on most cards | Available on most cards |
Rental Car Insurance | Available (duration varies by card) | Available (duration varies by card) |
Online Security System | Identity Check | Visa Secure (3D Secure 2.0) |
Virtual Card Numbers | Available through select banks | Available through select banks |
Digital Payment Solution | Click to Pay | Visa Checkout |
Transaction Alerts | Yes, customizable | Yes, customizable |
ATM Access | Worldwide Cirrus network | Worldwide Visa Plus network |
Cross-border Shopping | Yes | Yes |
Online Shopping Security | SecureCode | Verified by Visa |
Interest Rates | Set by issuing bank | Set by issuing bank |
Rewards Programs | Determined by issuing bank | Determined by issuing bank |
Other Payment Alternatives
- Paysafecard. Paysafecard takes a cash-based approach to fund your account. You can purchase loaded vouchers in physical stores or online shops and enter the 16-digit code in your online casino to deposit into your account. It shares similarities with the Mastercard prepaid card. On the downside, Paysafecard is only available for deposits, and another payment processor must be used for withdrawals.
- Payz. This e-wallet has a host of advantages, from speedy withdrawals to efficient security. Payz is a principal Master card member under its owner and operator, PSI-Pay Limited, allowing the issuance of Payz cards under the brand. Therefore, you can rest assured it upholds the same comprehensive and quality service provision as Mastercard.
- Interac. This payment processor is renowned for its convenience. Like Mastercard, Interac streamlines casino deposits and withdrawals without requiring a separate account or app from your financial institution. It acts as a secure gateway for online transactions, speeding them up and limiting the risk of fraud.
Future of Mastercard in Canadian Casinos
As an established force in the global payment sector, Master Card is synonymous with security, reliability, and professionalism. Even with plenty of alternatives popping up, it will remain a dominant player in online casino transactions. Top casino sites accept Mastercard, and you can read about the recommendations in our detailed reviews. Once you settle on an ideal option, you can start chasing big wins with real money bets.
FAQS
- Can I use Mastercard to gamble in Canada?
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Yes, you can. Master Card is one of the most accepted payment processors in online Canadian casinos. But before creating your account, check if this option is available.
- What should I do if my Mastercard casino deposit is declined?
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Confirm that your bank account is funded, the card information entered is correct, and the amount you wish to transfer is within the minimum and maximum limits. If none of these are issues, you can reach out to the casino/bank customer support team to resolve the decline.
- Is it safe to use Mastercard at an online casino?
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It is safe to use the payment method in our recommended casinos. We highlight the best Mastercard online casinos and cover all their benefits in detailed reviews.
- Are there any restrictions on gambling online with Mastercard?
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You can only gamble using this card if you are of legal age – 18 or 19 years, depending on your province of residence. Also, you must have a traditional bank or credit union account linked to your card if you want to use the debit or credit card.
- Do all Canadian provinces accept MasterCard?
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Yes, they do. Many types of this card are available in all of Canada and are issued by a multitude of member banks, including ATB Financial, BMO Bank of Montreal, Capital One, and CIBC.